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Personal Finance for Teens

Priya Nair· Verified creator · Money Matters · trust 86 · submitted 19 Sep

Budgeting, borrowing and saving for 13 to 17 year olds, built around real choices: a first job, a phone contract, a savings goal.

AudienceTeens 13–17 · Levels 2–3
Suggested homeStandalone, then a path
First drafts3 weeks after acceptance
Learning outcomes
  • Build a monthly budget and explain one trade-off in it
  • Tell simple from compound interest and estimate the cost of a loan
  • Spot three warning signs of a scam or a too-good offer
Lesson outline · 6 lessons · 37 min
  1. 1What Is a Budget?Explain · Predict · Check5 min
  2. 2Needs, Wants and Trade-offsScenario · Check6 min
  3. 3How Interest WorksChart · Predict · Check7 min
  4. 4Borrowing and CreditEvidence · Check7 min
  5. 5Saving and Your PlanOverlap6 min
  6. 6Spotting Scams and Too-Good OffersScenario · Check6 min
Overlap check. Lesson 5 covers much the same ground as Money and Prices · Your Money, Your Plan (draft, lesson 8). About 40% of its outline matches.
Sources planned: 2 datasets (central bank interest rates, consumer price index), 1 regulator guide on scams, 1 book · 4 already verified